Your vehicles are vital to your business. Because your time is valuable, we work closely with your Toyota dealer to help make financing your vehicles easier so you can get back to business.
A business must be a legal entity (e.g. corporation, general partnership, limited partnership, LLC or be a sole propriertorship)
Ready to finance? Start here.
Your first step is to download a Credit Application. Your Toyota dealer will require this completed credit application along with a few other documents to get started. Some applications may require further consideration and additional information may be required. Be sure to bring the following documents with you:
Business Finance and Lease Options
Choose from flexible finance and lease options tailored to the needs of small business owners.
Enjoy the benefits of full ownership from day one Competitive APRs Flexible terms up to 84 months Seasonal payment plan (not available in all states) Unlimited miles No excess wear and use charges New, certified and used Toyota vehicles, and new and used non-Toyota vehicles are eligible Balloon financing available in limited states - Flexible end of term options for large balloon payment depending on state laws and buyers
Leverage leasing as an option to help make the best use of your cash flow. Monthly payments may be lower than traditional financing. New and Toyota Certified Used Vehicles are eligible.
Operate your vehicle potentially without the full cost of ownership A standard closed end lease with flexible terms up to 60 months You are responsible for any excess mileage and excess and use charges at lease end Early termination charges will apply At lease end, return the vehicle, or purchase it at the residual value
Drive your vehicle without paying excessive mileage or usage charges A commercial open end lease with a Terminal Rental Adjustment Clause (TRAC) The projected end-of-term value of vehicle (TRAC value) is set at lease inception based on anticipated usage of the vehicle Flexible terms up to 60 months Vehicles can be customized with specialty equipment and paint No mileage restrictions No excess wear and use charges at scheduled maturity Early termination charges will apply At lease end, purchase the vehicle at the agreed upon TRAC value, or instruct TFS to sell the vehicle. You are responsible for the difference between the net sale amount and the TRAC value, if the amount is less than the TRAC value
Additional Products and Services
Save time and plan for the future with a Vehicle Credit Line, Master Agreement and other customized solutions.
Plan ahead and streamline the process of acquiring future vehicles for your business.
Consolidated Billing Statements Consolidate multiple billing statements into one monthly statement with summary details on individual accounts. Remit just one payment to cover all your accounts. Available on request for business customers with multiple vehicles financed.
Specialized Customer Service Professional and knowledgeable customer service consultants work closely with you getting to know you and your business so they can customize services to your needs. Call (866) 935-3388.
Vehicle and Payment Protection Plans
Protect your investment with a TFS vehicle and payment protection plan
TFS Vehicle Service Agreements can help shield you from the cost of unexpected covered repairs beyond your vehicles basic warranty period.
Help protect your business from unexpected costs if your vehicle is declared a total loss due to theft, accident, fire or flood.
A convenient and affordable way to help maintain your vehicles and manage your monthly maintenance costs. View our Toyota Financial Services Maintenance Programs.
This can help waive your responsibility for qualifying excess wear and use charges at lease-end.
Business Solutions Frequently Asked Questions
Click here to read frequently asked Business Solutions Questions or download a pdf of Toyota Financial Services Business Solutions brochure.